:root{--brand:#0b4f8a;--brand2:#0f6fb7;--ink:#11202d;--muted:#566573;--bg:#f5f8fb;--card:#fff;--line:#dce5ec;--good:#126b4e;--radius:18px;--shadow:0 14px 38px rgba(20,45,70,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.62}body.sf{--brand:#0c5c74;--brand2:#1284a6}body.tm{--brand:#123f70;--brand2:#1768aa}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(1160px,92vw);margin:auto}.top{background:#0d1e2d;color:#dbe8f2;font-size:.92rem}.top .wrap{display:flex;justify-content:space-between;gap:18px;padding:9px 0}.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(8px)}.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:15px 0}.brand{font-weight:800;font-size:1.18rem;color:var(--ink)}.links{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.links a{color:var(--ink);font-weight:650}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:12px 20px;font-weight:750;background:var(--brand);color:#fff;border:2px solid var(--brand);text-decoration:none}.btn:hover{background:var(--brand2);border-color:var(--brand2);text-decoration:none}.btn.alt{background:#fff;color:var(--brand)}.hero{background:linear-gradient(135deg,#eef6fb 0%,#fff 55%,#edf8f8 100%);border-bottom:1px solid var(--line)}.hero .wrap{padding:72px 0 62px;display:grid;grid-template-columns:1.25fr .75fr;gap:44px;align-items:center}.eyebrow{font-weight:800;text-transform:uppercase;letter-spacing:.08em;color:var(--brand);font-size:.8rem}.hero h1{font-size:clamp(2.15rem,5vw,4.3rem);line-height:1.04;margin:.35rem 0 1rem;letter-spacing:-.035em}.hero p{font-size:1.16rem;color:var(--muted);max-width:780px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.hero-card,.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.hero-card{padding:24px}.hero-card strong{display:block;font-size:1.05rem;margin-bottom:10px}.hero-card ul{margin:0;padding-left:20px}.section{padding:62px 0}.section.soft{background:var(--bg)}.section h2{font-size:clamp(1.65rem,3vw,2.5rem);line-height:1.15;margin:0 0 14px;letter-spacing:-.02em}.lead{color:var(--muted);font-size:1.08rem;max-width:850px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px}.grid.two{grid-template-columns:repeat(2,1fr)}.card{padding:24px}.card h3{margin:0 0 9px;font-size:1.15rem}.pill{display:inline-block;padding:6px 10px;border-radius:999px;background:#eaf5f1;color:var(--good);font-weight:750;font-size:.82rem}.checks{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:20px}.check{padding:14px 16px;border:1px solid var(--line);border-radius:13px;background:#fff}.article{max-width:860px}.article h2{margin-top:42px}.article h3{margin-top:28px}.article li{margin:.45rem 0}.quote{border-left:4px solid var(--brand);padding:14px 18px;background:var(--bg);border-radius:0 12px 12px 0}.form{display:grid;gap:14px}.form .row{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.form label{font-weight:700}.form input,.form textarea,.form select{width:100%;padding:13px 14px;border:1px solid #bccbd6;border-radius:11px;font:inherit;background:#fff}.form textarea{min-height:150px;resize:vertical}.hp{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.notice{padding:14px 16px;border-radius:12px;background:#edf8f2;border:1px solid #bfe1cf;color:#14573f}.notice.err{background:#fff3f3;border-color:#efc4c4;color:#7b2323}.footer{background:#0d1e2d;color:#d8e3ec;margin-top:0}.footer .wrap{padding:42px 0}.footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.small{font-size:.92rem;color:#6a7884}.footer .small{color:#aebdca}.resource-strip{padding:20px;background:#f5f8fb;border:1px solid #dce5ec;border-radius:14px;margin:24px 0}.resource-strip a{margin-right:16px;font-weight:700}.price{font-size:1.7rem;font-weight:850;color:var(--brand)}
a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{outline:3px solid var(--brand2);outline-offset:3px}.btn:focus-visible{outline-color:#fff;box-shadow:0 0 0 5px var(--brand2)}@media(max-width:820px){.hero .wrap{grid-template-columns:1fr;padding:48px 0}.grid,.grid.two,.checks,.footer-grid,.form .row{grid-template-columns:1fr}.nav .wrap{align-items:flex-start;flex-direction:column;gap:10px}.links{display:flex;width:100%;gap:14px;overflow-x:auto;padding:2px 0 8px;white-space:nowrap}.links a{flex:0 0 auto}.top .wrap{display:block}.section{padding:46px 0}.hero h1{font-size:2.55rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}